Page 3 - index
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                                                        16     EXECUTIVE COMMITTEE

                                                               CHAIRMAN           CHAIRMAN-ELECT     TREASURER
     26                                                        Todd Steinwand     Judd Graham        Jolene Muscha
                                                               Bank of North Dakota   Bremer Bank    Bank of Glen Ullin
                                                               Bismarck           Fargo              Glen Ullin

                                                               NDBA BOARD OF DIRECTORS
                                                               Deneen Axtman      Christie Obenauer   Ernie Strube
                                                               Cornerstone Bank   Union State Bank   Goose River Bank
                                                               Fargo              Hazen              Mayville
                                                        22     Todd Heilman       Kelly Rachel       Kathy Torske
                                                               Western State Bank
                                                                                                     American Trust Center
                                                                                  Unison Bank
                                                               Devils Lake        Jamestown          Bismarck
                                                               Craig Johnson      Steve Rehovsky     Dan Vollmer
       16  2019 SDBA/NDBA Annual Convention: Focus             Merchants Bank     First United Bank   Dacotah Bank
                                                                                  Park River
                                                               Jay Lies           Deb Schouweiler    Lee Weisbeck
       22  Live Well: Work Well - Fuel Your Workout            Wells Fargo        Peoples State Bank   Starion Bank
                                                               Fargo              Fairmount          Mandan
            the Right Way
       24  Financial Live Well: Buying Your Retirement         Kim Meyer          Tom Stennes
                                                               Gate City Bank     Harwood State Bank
       25  Making Sense of Your Prescription Drug Plan         Fargo              Harwood
       26  Class of 2019 Graduates from Dakota School of
            Banking                                            NDBA SERVICES, INC. BOARD OF DIRECTORS
       30  Thoughts on Investment Management: Seven            CHAIR
            Points to Ponder                                   Jeff Leuthold      Duane Bowman       Bernie Sinner
                                                               American State Bank & Trust Co  Dakota Western Bank
                                                               Williston          Bowman             Casselton
       32  Vendor Management: How Should I Categorize
            My Vendors?                                        VICE-CHAIR         Gary Inman         Jeremy Skoglund
                                                               Darren Haugen      Bell Bank          First Western Bank
       34  SEP Plans: Another Connection to Small              Starion Bank       Fargo              Bismarck
                                                                                  Jamie Nelson       Jeff Weiler
       36  Much To Do About Private Flood                      Lois Bednar        Farmers Security Bank   Bank of North Dakota
                                                               Bank Forward       Washburn           Bismarck
       2     Calendar of Events
       3     NDBA Directors & Staff
                                                               NDBA STAFF
       4     Articles                                          Rick Clayburgh     Lisa Dolajak       Ann Reich
       12    NDBA Education Events & Webinars                  President and CEO   Communications and    SVP of Strategic Partnerships
                                                                                  Marketing Coordinator
       38    Happenings                                        Jackie Bauer
                                                               Business and Database   Jolene German   NDBA GENERAL
       42    Banker Classifieds                                Coordinator        Administrative Assistant   COUNSEL
                                                                                                     Tracy Kennedy
        Mission Statement                                      Angi Day           Dorothy Lick
                                                               Benefits Coordinator
                                                                                  SVP of Education
        Extraordinary Leadership for North Dakota Banks
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