North Dakota Bankers
Extraordinary Leadership for North Dakota Banks

Consumer Loan Underwriter - Grand Forks, ND

Alerus is currently seeking a Consumer Loan Underwriter at our Grand Forks, ND location. 

The Consumer Loan Underwriter is responsible for underwriting all consumer loan products following underwriting guidelines, loan policy and regulatory compliance.  This individual decisions consumer loan requests, evaluates loan structures, determines appropriateness of allowing underwriting guideline exceptions or overrides, and provides customer centric credit solutions while managing credit risk. Credit decisions are made within individual lending authority or by endorsing approvals for decisions that require manager approval or loan committee approval. They will also work with loan operations team leads to ensure a seamless, end-to-end process from application to booking.  

Responsibilities:
  • Underwrite and decision all types of consumer loans with use of credit scoring model
  • Work with manager to develop and implement new consumer loan products and promotions
  • Attend loan product meetings to update group on sales volumes and issues requiring decisions
  • Support consumer underwriting service level agreements
  • Partner with Financial Guides to manage notes maturing reports, past due reports and cure ticklers 
  • Work with loan operations to ensure timely and efficient delivery of loan packages

Qualifications:
  • 1+ years’ experience in financial services industry 
  • Bachelor’s degree in finance, business, accounting or other applicable area or equivalent education and job experience
  • Strong analytical skills with demonstrated ability to solve financial situations
  • Strong technical aptitude for learning systems and processes
  • Ability to effectively communicate, as well as choose appropriate form of communication as needed (written, verbal)
  • Proven ability to prioritize and manage time effectively

Alerus offers a challenging and rewarding work environment as well as a competitive compensation and a comprehensive benefits package which includes health, dental, vision, paid time off & holidays, retirement benefits, and more!

For more information regarding the responsibilities and qualifications for this opportunity or to apply online, visit our website: https://www.alerus.com/about-us/careers/employment/. We look forward to reviewing your application and thank you for your interest in Alerus Financial!

Alerus Financial is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

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